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Security Guard Insurance

Don't leave any aspect of your financial well-being to chance; protect yourself with the right insurance coverage for all your needs.

Security Guard Insurance

When it comes to guarding what matters most, protect yourself with security guard insurance - your ultimate line of defense.
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Security Guard Insurance

Security guards are critical in protecting businesses, individuals, and properties.

However, they also face significant risks while performing their duties, so having proper insurance coverage is essential. At Our Insurance Agency, we offer customized security guard insurance policies tailored to meet security guard companies' unique needs.

Types of Security Guard Insurance Coverage

General Liability Insurance

This coverage protects against third-party bodily injury and property damage claims.

Professional Liability Insurance

This coverage protects against claims of negligence, errors, or omissions while performing security duties.

Workers' Compensation Insurance

This coverage provides protection for your employees in case of workplace injuries or illnesses.

Commercial Auto Insurance

This coverage provides protection for the vehicles used by your security guards while on duty.

Umbrella Insurance

This coverage provides additional liability protection beyond the limits of your primary insurance policies.

Benefits of Security Guard Insurance

Protects your business 
Security guard insurance can protect your business from financial losses due to lawsuits, property damage, or other unforeseen events.
Protects your employees
Workers' compensation insurance can provide your employees with medical benefits and lost wages in case of workplace injuries or illnesses.
Meets legal requirements 
Security guard insurance may be a legal requirement depending on the state and industry regulations.
Peace of mind
With comprehensive insurance coverage, you can know that your business and employees are protected against potential risks.

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Commercial General Liability
Professional Liability
Commercial Auto
Worker’s Compensation

Commercial general liability coverage

Risk Factors

Suppose a client or a vendor suffers from an injury while visiting your commercial property and files a lawsuit against you.

Solution

Commercial general liability insurance will cover the associated legal expenses, as well as any amounts that you may be required to pay out to the plaintiff.

Professional liability coverage

Risk Factors

If a fire or burglary loss should occur, the security agency could be held liable for failing in its professional duty to the client.

Solution

Professional Liability Coverage would cover any related expenses and thereby offer protection if your client takes any legal action.

Commercial auto coverage

Risk Factors

Suppose any of your vehicles are involved in an accident. In that case, you have to pay for repairs to the other driver's property and medical care for any injuries the other person may sustain due to the accident.

Solution

Commercial Auto policy would cover any expense for the care of the driver and repair of the driver’s property.

Worker’s compensation coverage

Risk Factors

If any of your security guards have been attacked by intruders who may be carrying weapons, you will have to pay for the medical care for any injuries your employees may sustain.

Solution

This policy covers the cost of medical care, lost wages, and other expenses related to injuries or illnesses that your employees may sustain while on the job.

Personal Possessions Coverage

Risk Factors

You mastered the basics of surfing during lessons in Hawaii but your wedding ring is stolen.

Solution

With personal possessions coverage, lost jewelry is covered up to your policy limits.

At Our Insurance Agency, we understand the unique insurance needs of security guard companies and are committed to providing the best insurance solutions. Our experienced team of insurance professionals can work with you to customize a policy that meets your specific needs and budget.

We offer exceptional customer service and support, and our claims process is quick and easy, so you can get back to running your business as soon as possible.

Contact us today to learn more about our security guard insurance policies and get a quote. Protect your business and employees with Our Insurance Agency.

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