Rotunno Insurance Agency logo
close

Auto Insurance Coverage with
our Insurance Agency

Protecting Drivers with Customized Insurance Solutions

Looking for Auto Insurance Coverage?

our Insurance Agency has you covered with comprehensive auto insurance, including specialized coverage for collector cars.

Auto insurance covers more than just vehicle damage, no matter where you are located. The risk of accidents is high due to the increasing number of cars on the road and daily driving distractions.
Every time you drive, you're exposed to potential accidents.

It's crucial to understand your coverage options—not only for your car but also for your protection and those of others who might be injured due to your negligence.
Request Quote
Auto Insurance

Having Sufficient Limits for Auto Insurance Is A Serious Matter

If you cause an accident and are found liable for someone else's injuries, inadequate insurance could mean losing everything.
Many must realize that excellent coverage only sometimes equates to higher premiums.

As a 100% independent agency, our Insurance Agency can compare your current coverage with multiple insurance providers to find the best deal for you.
The best part? Our services are free to you. We're compensated directly by the insurance carriers and work on your behalf to guarantee that your needs are satisfied without any unnoticed policy gaps.

Insurance contracts vary significantly; even similar-looking policies can have vastly different terms. You need an expert like us to navigate the exclusions and conditions, ensuring you have the best coverage at the best price without learning complex legal terms.

Key Auto Insurance Coverages

Collision Coverage

Protects your car in case it sustains damage in an accident involving another car or an object, such as a guard rail, curb, or dwelling.

Comprehensive Coverage

This policy guards against non-collision damage to your vehicle, like theft, rock chips in the windshield, and collisions with animals.

Property Damage

Compensates others if you damage their car, guard rail, house, or other property.

Bodily Injury Liability

If a person is injured in an accident, this pays for their medical bills and other associated costs.

Uninsured & Under-insured Liability

Protects you if another driver injures you and doesn't have sufficient insurance. This is crucial because you can't control others' insurance coverage.

Common Auto Insurance Variables

Age
Insurance companies use age in their rating algorithms. Drivers under 25 and over 65 often face higher rates due to higher accident rates in these age groups.
Credit
Better credit usually leads to better insurance rates.


Car
The rate is influenced by the kind of car, engine size, and safety features.


Driving History
Your driving history has a big influence on your rate. A history of violations or accidents typically means higher rates.

Household
Insurers consider the entire household's risk. Multiple drivers under 25 in a household can increase everyone's rates.

To get started, call our office or fill out the fields below to send us basic information about your needs. We'll begin your policy review and comparison right away!

Click And Learn

Liability
Insured's Damage
Hailstorm
Uninsured Driver
Medical Payments

Liability Coverage

Risk Factors

You cause a minor collision when glare from the setting sun blinds you in rush hour traffic. Damage is relatively minimal, but the other driver says her neck is in pain.

Solution

Liability insurance coverage pays for bodily injury and property damage to another that results from covered losses you cause.

Insured's Damage

Risk Factors

You’re on your way to a ski weekend when you lose traction on an icy road — the impact when you slide into a guardrail damages your SUV’s front fender.

Solution

Collision coverage can help repair your vehicle if it’s damaged — or compensate you for its value if it’s a total loss.

Hailstorm

Risk Factors

A sudden hailstorm cracks your car’s windshield and leaves dozens of dents on the hood, roof and trunk of your vehicle.

Solution

Comprehensive coverage can help when your car is damaged by something other than a collision.

Uninsured Driver

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.

Solution

Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Medical Payments

Risk Factors

Your son and a passenger are both injured when his subcompact hits a tree.

Solution

Medical payments coverage can help with medical expenses if they’re caused by a covered accident — regardless of fault.

At our Insurance Agency, we understand that your car is one of your most valuable assets. That's why we offer exceptional customer service and support from the initial consultation through the claims process. 

Contact us today to learn more about our Auto Insurance coverage and how we can help protect your car and other belongings.

Contact Us
© 2024 Rotunno Insurance Agency All rights reserved. Powered by Amplispot.
Our commitment is to provide unparalleled customer service and exceptional value.
Get Quote
licenseusermap-marker linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram Skip to content