Your personal belongings are protected from theft and damage by your renters insurance policy, depending on the deductible and limitations you select. This coverage applies even when you're away from home.
You can opt for full-value coverage on your personal property for a small additional cost. This means you'll receive the full replacement cost for damaged or stolen items without any depreciation deduction.
Additionally, certain bodily injury and property damage claims for which you may be held accountable are covered by your renters insurance policy for you and your family. It also includes legal defense if you are sued after a covered loss, up to your limits.
Additionally, you can select medical payment coverage, which covers medical expenses for visitors injured at your residence, regardless of fault. Various limits are available to suit your insurance needs.
Whether you're just starting, between homes, or downsizing, Keenan Insurance will help you choose the best renters insurance coverage for your needs.
