Rotunno Insurance Agency logo
close

Excess Liability Insurance with our Insurance Agency

Enhanced Protection for Your Peace of Mind

Excess Liability Insurance Provided By Our Agency

Sometimes unexpected events occur – a car accident, a guest slipping and falling on your property, or a lawsuit. Without the right coverage, these situations can jeopardize your financial security. Learn about Excess Liability (Umbrella) coverage and its importance.
Request Quote
Excess Liability Insurance

What is Excess Liability Insurance?

Excess Liability, also known as an Umbrella policy, offers extra protection when your regular plans' liability limits—such as those for your house or car—are reached. For example, if you were injured in a car accident and required expensive surgery, you must cover any costs exceeding the at-fault driver's liability limits. This is where Excess Liability coverage from our Insurance Agency would help cover those unexpected expenses.

Types of Excess Liability Insurance

Excess Liability Insurance

This type pays for claims that exceed the limits of your existing policies, based strictly on the underlying scope of coverage, often referred to as a follow-form basis.

Umbrella Liability Insurance

Provides additional limits when the payment exceeds the limits of your underlying liability policies. Picks up where the underlying policy leaves off when the aggregate amount of the underlying policy is exhausted by claim payments. Covers certain claims not covered by the underlying policies, subject to the named insured's assumption of a self-insured retention (SIR).

Importance of Excess Liability Insurance

Lawsuits and legal fees associated with your business
Property damage and personal injury cases, such as slips and falls
Other excess liabilities beyond your primary policy limits

Contact our Insurance Agency at (541) 754-3010, to learn more about how Excess Liability Insurance can offer you the extra protection you need.

For more information on Excess Liability insurance and to discuss your coverage options, reach out to us today. Protect your financial future with the right insurance solutions from our Insurance Agency.

Click And Learn

Property Coverage
Auto Coverage
Directors & Officers Coverage
Disaster Coverage
Workers Compensation
Coverage

Property coverage

Risk Factors

If the losses to your house exceed the limits of your homeowner's policy, you need to pay the rest from your own pockets.

Solution

Excess Liability insurance will respond when the underlying liability limits of your homeowner's policy get exhausted.

Auto coverage

Risk Factors

Your pick and drop van might face an accident and get damaged. You become liable for the damages caused and also for the lawsuits, if any.

Solution

If you use a car, truck, van, or combination of vehicles for your childcare business, then you need commercial auto insurance to cover damages and lawsuits in case of an accident.

Directors & officers coverage

Risk Factors

You may get booked for failure to comply with the workplace laws and get into lawsuits.

Solution

Excess liability insurance can pay for additional legal expenses if your primary policy fails to cover the entire expense.

Disaster Coverage

Risk Factors

Excess liability insurance can pay for additional legal expenses if your primary policy fails to cover the entire expense.

Solution

Excess Liability insurance will respond when the underlying liability limits of your policy gets exhausted.

Workers compensation coverage

Risk Factors

Your housekeeper/nanny slips on your premises while working and gets herself injured.

Solution

Excess liability insurance can pay for damages if your primary policy fails to cover the entire expense.

We understand the importance of having a reliable insurance partner to help protect your business from catastrophic loss. That's why we offer exceptional customer service and support from the initial consultation through the claims process. In addition, with our Excess Liability Insurance coverage, you can have peace of mind knowing you're protected from the unexpected.

Contact us today to learn more about our Excess Liability Insurance coverage and how we can help protect your business from catastrophic loss.

Contact Us
© 2024 Rotunno Insurance Agency All rights reserved. Powered by Amplispot.
Our commitment is to provide unparalleled customer service and exceptional value.
Get Quote
hourglasssync linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram Skip to content